About This Job
About SadaPay
SadaPay is transforming financial services in Pakistan with a digital-first experience that makes managing money simple, transparent, and hassle-free. With over three-quarters of the population still unbanked, we believe financial services need a radical shift. With SadaPay, all you need is a CNIC, a phone number, and a smartphone to get started; no paperwork, no long waits. Our 3 million+ users have left behind their worst banking frustrations, no hidden fees, free local transfers, and a payment experience that’s actually enjoyable. Pair that with friendly customer service and a vibrant debit card, and suddenly, finance doesn’t just work; it feels fun! 🚀
Why is this role important?
Internal Audit at SadaPay provides independent assurance over our governance, risk management, and internal control environment.
We are looking for someone who can bring a practical, curious, and analytical approach to Internal Audit, someone who can understand how our business works, identify what could go wrong, challenge controls constructively, and turn their work into meaningful insights for the business.
As a Sadanaut, you will:
- Plan and execute risk-based audits across operational, financial, regulatory, technology, and customer-facing areas.
- Evaluate risks and internal controls , identify gaps and inefficiencies, and recommend practical improvements.
- Perform audit testing and data analysis to identify exceptions and emerging risks.
- Prepare audit observations and reports , and follow up on agreed management actions and remediation.
- Support Audit Committee and management reporting through audit dashboards, analysis, and updates.
- Work with stakeholders across SadaPay while maintaining independence and objectivity.
What it takes to become a Sadanaut:
- Minimum Bachelor’s degree in Accounting, Finance, Business, Economics, or a related field with 2-5 years of relevant experience in Internal Audit, External Audit, Risk, Compliance, or a related control function. CIA, CISA, CICA, ACCA, CA/ACMA, or progress toward a professional qualification is an advantage.
- Strong understanding of internal controls, risk assessment, audit testing, and reporting, with Strong analytical, communication, and report-writing skills, and good command of Excel/Google Sheets.
- Ability to work independently, manage multiple assignments, and engage stakeholders effectively.
What will make you stand out?
- Experience with SBP regulations, AML/CFT, KYC/CDD, or financial-sector regulatory requirements.
- Exposure to technology/IT audits, data analytics, continuous auditing, or automation.
- Experience in EMIs, payment service providers, or fintechs.
Perks of being at SadaPay:
- USD-Denominated Salary: Your salary is fixed in PKR and denominated in USD to help protect against currency fluctuations. The USD-denominated amount is converted and paid in PKR and remains subject to all applicable taxes and deductions. If the USD depreciates against the PKR, you will always receive at least your fixed PKR salary.
- Hybrid Work Culture: In locations where we have an office, our teams follow a hybrid work model with 2 days in the office and 3 days remote each week, balancing collaboration, flexibility, and focused work.
- Flexible Leave Policy : We offer a flexible leave policy to support a sustainable work-life balance. We trust our Sadanauts to manage their work and leave responsibly.
- Comprehensive Insurance Coverage : Every team member, regardless of grade, receives Medical Insurance (covering both outpatient and inpatient care), including immediate family and parents.
- Provident Fund Contributions : We provide provident fund contributions to all team members to support their financial growth.
- Technology and Resources : Each team member receives a laptop and additional resources (relevant to their role) to help them work efficiently and comfortably.
Equal Opportunity Provider:
At SadaPay, we are committed to fostering an inclusive environment where everyone feels welcome and valued. We strive to make every team member feel comfortable and respected in the workplace. Discrimination of any kind has no place here; instead, we promote a culture of respect and mutual support among Sadanauts. Our recruitment process is built on fairness and equality for all, irrespective of race, age, gender, color, religion, social status, disability, or ethnicity.